Research: Inconsistent Definitions of Money and Currency in Financial Legislation as a Threat to Innovation and Sustainability

(Below is the abstract from my 2021 paper – reporting part of the findings of my PhD – published in Journal of Risk and Financial Management 14(2), 55) “External shocks, like the climate catastrophe or the COVID-19 pandemic, as well as intrinsic fallacies like the securitization of bad debt leading up to the financial crisis […]

The Guardian – You need never use a bank again. Here’s why

  This article of mine was published in the Guardian Sustainable Business Section on July 15th 2015, read the original article here. The emergence of peer-to-peer lending, fintech and new forms of currencies mean people and businesses can act on their dissatisfaction with the big banks. Dissatisfaction with the banking sector over the last decade […]

CCIA Book: People Powered Money

Designing, developing & delivering community currencies Written together with my New Economics Foundation colleagues Alice Martin and Duncan McCann. Money holds many mysteries. Where does it come from? How did it evolve? Who creates it and controls it? Why do we never seem to have enough? People Powered Money helps to unravel the mysteries behind […]

NEF Research: Money with a Purpose

Community currencies achieving social, environmental and economic impact. Written with my NEF colleague Susan Steed. Download full PDF here. Since the financial crisis, interest in new types of money has surged. Projects like Bitcoin have hit the headlines as communities around the world experiment with their own currencies and methods of exchange. In this new […]

Research: IJCCR – Impact Assessment of CCs

Validating and improving the Impact of Complementary Currency Systems through impact assessment frameworks by Christophe Place and Leander Bindewald Credibility and legitimacy are required to improve the design and implementation of complementary currency systems (CCS) and to engage with public institutions, while depending on sustained support from funders.

Interview: Cash&Treasury Management File

Complementary currencies: money as a social technology are emerging world-wide “Currencies are unit systems that facilitate collaboration in a community,” according to Leander Bindewald project manager of the EU Interreg project Community Currencies in Action (